financifulOct 20, 20193 min readCDFI designated banks can help low-income communities build wealthUnderstanding Community Development Financial Institutiond (CDFIs) Financially underserved communities can benefit from Community...
financifulOct 7, 20194 min readFICO® 9 Credit Scoring Formula Can Improve ScoresThe two biggest providers of credit scores are FICO® and VantageScore. But most lenders use FICO® as the go-to credit scoring model. In...
financifulFeb 17, 20192 min readMobile Applications to Help Manage Credit CardsMobile apps are a great way to help manage debt and keep track of finances efficiently. Technology can assist with monitoring credit card...
financifulFeb 8, 20192 min readReduce Debt with Bargain ShoppingShopping is a part of life and some of us enjoy it a lot more than others. A portion of debt includes discretionary items that could have...
financifulFeb 6, 20192 min readIs there such a thing as good debtWe can all agree debt is a problem but there is difference between taking on bad debt and good debt. Since 2013, there has been a $1...
financifulFeb 4, 20193 min read5 Easy Ways to Start Saving MoneyWhen you put savings on automatic, it's easier to save and you don't have to think about. Most of us have to save for the things really...
financifulJan 27, 20194 min readYour Bank Can Help If You’ve Been Affected by the Government ShutdownThe government shutdown is over for now but the repercussions can have long-term affects. After 35 days the government shutdown ended on...
financifulJan 26, 20193 min readKeep track of your real credit scoresMonitor your credit scores more effectively by tracking the scores used by 90 percent of lenders. There are more ways to keep track of...
financifulJan 25, 20192 min read5 Financial Benefits to Joining a Credit UnionCredit Unions can offer customers a more personal banking relationship along with lower loan rates. Credit unions are sometimes...
financifulJan 21, 20192 min readWhy Maxing Out Credit Cards Hurts Credit ScoresKeep more money in your pocket and improve credit scores by keeping credit card usage to a minimum. High utilization rates. “Your credit...